Happy New Year! As we head into 2026, I want to start by saying thank you to everyone who trusted me with their mortgage in 2025 or prior years. 2025 was a great year — we helped over 60 borrowers, including 19 new construction home loans, and I’m incredibly grateful for the relationships built along the way. We offer… Continue reading Happy New Year! Strong Starts, Stable Rates & VA Construction Opportunities
Tag: homeowners
VA OTC Construction Loans
Everything You Need to Know About the VA OTC Construction Loan Building your dream home as a veteran or active-duty service member is more accessible than ever, thanks to the VA One-Time Close (OTC) Construction Loan. Whether you already own land or are starting from scratch, this loan option offers a streamlined path to homeownership—with… Continue reading VA OTC Construction Loans
🚫 Why the FED Rate Cut isn’t Lowering Mortgage Rates
Understanding the Disconnect: FED Rate Cuts and Mortgage Rates For many homebuyers, navigating the current mortgage landscape can feel like walking through a maze. Recent Federal Reserve rate cuts have raised confusion, especially when they don’t always lead to lower mortgage rates. Here’s a quick breakdown to help clarify what’s happening. 1. FED Cuts ≠… Continue reading 🚫 Why the FED Rate Cut isn’t Lowering Mortgage Rates
Are You Mortgage-Ready?
Are You Mortgage-Ready? What Renters Need to Know As the housing market evolves, many renters may not realize that they are closer to homeownership than they think. A recent article, “Some renters may be ‘mortgage-ready’ and not know it. Here’s how to tell,” sheds light on this topic and offers valuable insights for those currently… Continue reading Are You Mortgage-Ready?
Are Housing Prices Declining?
Source: Corelogic